Capital Strategies Press (“Capital Strategies Press “) is a publisher of financial information to the general public and the financial services industry. It operates policychallenge.com and other websites in accordance with the mission statement contained on each respective web site. It is the policy of Capital Strategies Press to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Capital Strategies Press collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site and the date and time of each visitor request. Capital Strategies Press’s purpose in collecting non-personally identifying information is to better understand how Capital Strategies Press’s visitors use its website. From time to time, Capital Strategies Press may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Capital Strategies Press also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on its blogs/sites. Capital Strategies Press only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Capital Strategies Press’s websites choose to interact with Capital Strategies Press in ways that require Capital Strategies Press to gather personally-identifying information. The amount and type of information that Capital Strategies Press gathers depends on the nature of the interaction requested by the user. For example, we ask visitors who sign up at policychallenge.com to provide a username and email address. Those who engage in transactions with Capital Strategies Press are asked to provide additional information, including as necessary the personal and financial information required to process the requested transactions. In each case, Capital Strategies Press collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Capital Strategies Press. Capital Strategies Press does not disclose personally-identifying information other than as described below. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Capital Strategies Press may collect statistics about the behavior of visitors to its websites. Capital Strategies Press may display this information publicly or provide it to others. However, Capital Strategies Press does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Capital Strategies Press discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Capital Strategies Press’s behalf or to provide services available at Capital Strategies Press’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Capital Strategies Press’s websites, you consent to the transfer of such information to them. Capital Strategies Press will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Capital Strategies Press discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Capital Strategies Press believes in good faith that disclosure is reasonably necessary to protect the property or rights of Capital Strategies Press , third parties or the public at large. If you are a registered user of an Capital Strategies Press website and have supplied your email address, Capital Strategies Press may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Capital Strategies Press and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Capital Strategies Press takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Information Provided to Sponsors
As a matter of policy Capital Strategies Press does not accept payments or resources from any provider of financial products, except that Capital Strategies Press may elect to publish consumer information from such providers solely in an effort to make the information that it provides to the public as complete and impartial as possible.
Capital Strategies Press does accept limited sponsorship from independent retailers of financial services who carry a full line of financial products in their respective specialties. Those visitors who indicate a desire to contact a retail specialist will be referred to an appropriate financial services retailer and Capital Strategies will provide such personal information that the visitor has provided for that purpose.
Capital Strategies Press does not endorse any specific product or any specific provider of financial products. Capital Strategies Press believes that the appropriate financial product for any given situation is entirely dependent on the financial and personal needs of the buyer and the economic and personal circumstances surrounding their particular situation. Therefore, Capital Strategies Press makes every effort to publish complete and useful information about financial planning in general and individual products in detail, as well as suggestions on how to access and evaluate the appropriateness of a specific product as a financial solution to a given task.
If Capital Strategies Press , or substantially all of its assets, were acquired, or in the unlikely event that Capital Strategies Press goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Capital Strategies Press may continue to use your personal information as set forth in this policy.
Reuse of Publications
Capital Strategies Press has issued and continues to issue a broad range of financial information the sole objective of which is to educate about financial planning, design and analysis. Some of this information might be used in a sales situation by third parties. Capital Strategies Press makes no endorsement as to any specific product or product provider. Capital Strategies Press urges all consumers of financial products to educate themselves about financial planning in general and product analysis in specific. Capital Strategies Press believes an educated consumer well always make better financial choices.
Management of Non-Owned Sites
Capital Strategies Press has integrated financial expertise and experience with digital marketing technologies. From time to time we use these dual specialties to provide website and social media management services to certain retailers of financial services and products. These sites may or may not contain content provided by Capital Strategies Press. Capital Strategies Press is simply providing technical services for these sites and the users of these sites should not imply an endorsement of the entire site or its products or services by Capital Strategies Press. Each of these sites contains a clear statement that the role of Capital Strategies Press is simply one of technology management.