Factors to Consider pertaining to wealth transfer,
- Guarantees the transfer of wealth
- Avoid annuity tax trap at death
- Balloon your estate
- Bypass probate
- Tax free proceeds at death
- Lifetime tax free cash growth
- Minimum premium guarantees
- Option to supplement retirement income
- Contingency fund for long term care needs
- Reserve for other retirement emergencies
- Option to cover two lives
- Installment and accelerated funding choices
- Funded by a specialized life insurance policy